Obrea O. Poindexter is one of the most sought-after and highly regarded payments and lending
lawyers in the financial services industry. Obrea specializes in financial services regulation,
privacy and payments systems. She counsels clients on complex regulatory issues related to
credit, debit and prepaid cards and emerging payment systems, such as mobile payment systems
and person-to-person payments. Obrea is the go-to regulatory and transaction counsel for emerging
companies and large financial institutions, retailers and technology companies. She is known
for providing innovative solutions and value to her clients, who benefit from her strategic
insights, deep financial services experience and understanding of the industry.
Obrea regularly advises clients regarding compliance with federal and state payments and lending
laws, including state licensing and registration, the Gramm-Leach-Bliley Act and the Fair Credit
Reporting Act, and consumer lending issues under the CARD Act, the Truth in Lending Act and the
Equal Credit Opportunity Act. She counsels clients on issues under the Electronic Fund Transfer
Act (Regulation E) and the E-SIGN Act.
Ms. Poindexter is the Chair of the American Bar Association’s Truth in Lending Subcommittee
and Former Chair of the Privacy Subcommittee and is a nationally recognized speaker on banking
and consumer financial services issues. In addition, she heads an industry comment group that
meets regularly to discuss the implications of financial services regulations on the industry and
provides a forum for practical advice on compliance. Obrea was recently inducted as a fellow
of the American College of Consumer Financial Services. She was also named to
Savoy Magazine’s 2015 Most Influential Black Lawyers list. She was also recognized
by The National Law Journal as one of the top 75 “Outstanding Women Lawyers,”
and was shortlisted for Best Regulatory Lawyer of the Year by Women in Compliance 2015.
Obrea is recommended by Chambers USA 2020, where she is described as being skilled in the
legislative and regulatory issues of consumer finance, and in Chambers FinTech 2021.
Professional Affiliations
- American Bar Association’s Truth in Lending Subcommittee, Chair
- American College of Consumer Financial Services, Fellow