David Melcer is Senior Counsel and Senior Director with Alliance
Data Systems in Columbus, Ohio. He is a widely experienced consumer
finance and banking lawyer, having advised clients on a myriad of
consumer financial products, consumer finance litigation and complex
transactions. His current practice is primarily in the area of
credit card lending. He has previously been in private practice with
Bass & Associates, P.C. and was in-house counsel with several
banks and consumer finance businesses, including Discover Card,
Greentree Financial, Conseco Finance, and HSBC Finance
Company (formerly Household International). As in-house counsel
he advises Alliance Data Systems on legal and compliance issues,
governmental relations, and the development of new products.
Mr. Melcer is actively licensed to practice in Illinois and
Arizona and has corporate counsel status in Ohio.
Professional Affiliations
- American Bar Association – Consumer Financial Services
Committee (Past Chair – Litigation and Arbitration Subcommittee)
- Conference on Consumer Finance Law – Assistant Vice President of
Governing Committee